Income Tax Calculator
FinanceFreeOld vs New Regime comparison for FY 2025-26
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About Income Tax Calculator
The ToolYapa Income Tax Calculator compares the old and new tax regimes side by side so you can instantly see which regime saves you more money for FY 2025-26. Enter your salary, deductions under 80C, HRA, and other investments to get exact tax liability with surcharge and cess included.
How to use
- 1
Enter your gross annual income (CTC or total income from all sources).
- 2
Add deductions: 80C investments, HRA, NPS, home loan interest, standard deduction.
- 3
Select your age bracket (below 60, senior citizen 60–80, super senior 80+).
- 4
The calculator instantly computes tax under both regimes with full slab breakdown.
- 5
The recommended regime is highlighted — showing exactly how much you save.
Who uses this tool
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Salaried employees deciding which tax regime to choose in their Form 12BB.
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Freelancers and self-employed individuals estimating advance tax liability.
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Comparing old vs new regime to optimize investments.
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Checking if you qualify for Section 87A rebate (zero tax up to ₹7L in new regime, ₹5L in old).
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Planning salary structure with HRA and 80C to minimize old-regime tax.